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Every business should have a “ready-to-go” box that includes important documents and supplies necessary to continue after a disaster. According to the Florida Small Business Development Center Network, 43 percent of small businesses that close because of a disaster never reopen.
To help your business survive after a disaster here are some suggested records to include in your “ready-to-go” box, which should be fire and water resistant.
- Business continuity, emergency preparedness and disaster recovery plan to include documents required for disaster loans and/or other assistance available after a disaster
- Current profit and loss statement, and balance sheet with schedules
- Inventory list and photographs
- Current schedule of liability
- Tax returns for the last three years
- Emergency contact list of employees and key customers/clients
- Insurance policies and agent information
- List of suppliers and vendors
- Voicemail box number and remote password information
- Backup computer systems/data files
- General office supplies
- Photographs of business inside and out
- Camera to document damage
- Cash reserves
- Bank records including checking, savings, credit and debit cards, loans and letters of credit
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